Following claims are covered by P&I Club -

1. Liabilities with respect to seaman.
2. Liabilities with respect to passengers.
3. Liabilities with respect to the persons other than seaman and passengers.
4. Diversion expenses.
5. Liabilities for life salvage.
6. Collision with other vessels.
7. Loss or damage to property.
8. Pollution
9. Towage
10. Special compensation to salvers.
11. Fines
12. Cargo liabilities.
13. Ship’s proportion of the General Average.